house going up in flames by 111%2520Emergency What are the advantages and disadvantages of PIP?Usually this can be difficult with the PIP. Is the abbreviation for “personal injury protection, commonly known as” no fault ” insurance . Therefore, usually accompanied by restrictions, when and why they can claim compensation. No pain and suffering or other material damage. The majority of PIP does not allow for compensation through monetary compensation, unless in exceptional circumstances. This varies from country to country.

  • PIP protection may not cover all medical bills and lost wages. Protection PIP is usually a fixed amount in dollars, which can be found in its policy. If you and / or passengers medical bills and lost earnings exceed this amount, it still requires compensation from the driver's fault.
  • may not be able to continue to damages for loss beyond what your insurance company will pay. In some countries, if the PIP does not cover all medical bills, you have to pay themselves. Do not perform any action from the driverd bills reach a certain amount in dollars, called the threshold.

    PIP Costs There are many disputes and discussions, whether the PIP law actually trickle down to savings in insurance premiums for consumers. Some argue that the insurance companies save money by avoiding conflicts. Some insurance companies say the cost of money simply false statements. Hospitals love the statutory PIP since earning a lot faster if you do not have to wait for bugs to be fixed.

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